Financing your flat
Richmond Council - London Borough of Richmond upon
Thames' pages on housing - including grants to enhance the
energy efficiency of your flat as well as the Government's
My Choice Homebuy and New Build Homebuy schemes to help
people buy property in Richmond.
Mortgage Calculator - The BBC website has a quick and
easy mortgage calculator to help you work out what your
mortgage will cost, and monthly repayments.
Financial advice
If you're
buying a flat you won't find yourself short of financial
advice - almost every Richmond estate agent is now connected
either with a mortgage company or independent financial
advisor - and they will be calling you like lightning to see
if they can sell you one of their products. Listen,
learn, and feel comfortable saying 'no thanks' if that's not
what you need.
Finding your flat
in Richmond
Richmond Estate Agents - this is a list of Richmond
estate agents and lettings agents. There are plenty in the
area, and all will be keen to meet you if you’re looking to
rent or buy. Estate agent fees are normally paid by the
seller or landlord and you should register with as many as
possible to ensure you hear about everything on the market.
Use the agents to negotiate on your behalf – there's no harm
in trying your luck with a low offer, especially if it’s
been on the market for a while.
Solicitors and
Legal costs
Richmond Solicitors - a good resource for solicitors in
the Richmond area, which you'll definitely need to handle
all the legal conveyancing when buying a flat. The UK
average conveyancing cost for a solicitor is around £400
plus VAT, but be warned that Richmond Surrey, like most of
South East England, demands higher prices. Your
solicitor does not need to be based near you or your
property since most things can be handled by phone, email or
fax. The search, land registry fees and electronic
transfer fees are likely to be £600 plus VAT on top of the
conveyancing charge. Make sure that you get a quote
from your solicitors before they start working, and ensure
it includes everything above, plus any time taken to write
letters and call you.
Local information
Totally Richmond - a local's guide to Richmond upon
Thames. Information about
Richmond restaurants,
Richmond hotels,
local attractions,
things to do with kids,
sports
facilities,
delivery food and much more. Also
Richmond London
Please bear in mind
that the internet is a living thing and the content of any
external links may change. Also, whenever you're doing
anything as important as buying or renting a flat, please
make sure you get professional advice. This
information is based on our best knowledge at time of
writing. |